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EthicHub
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Centralized Lending App
In June 2018, our initial idea started as a p2p lending platform to connect lenders with farmers. Contrary to traditional crowd-lending platforms, ours works with cryptocurrencies and the utilization of smart contracts.
Users had the choice between creating a non-custodial wallet (Magic) when registering or just connecting their wallet if they are already crypto-users. The centralized Lending App was first launched on Ethereum and worked with Ether. However, due to the high gas costs, we switched to XDAI chain (Gnosis Chain), a much cheaper alternative both for EthicHub and its users.
Through our Centralized Lending Platform, our users are able to lend XDAI to finance our farmers’ project after the collateralization process.
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