An Auditor at EthicHub has to be an entity with a proven reputation (AgTech accelerator, NGO, Development agency, etc) in direct relation with actors working with smallholder farmers in developing countries. Their role is to refer and audit trustworthy loan Originators that are aligned with EthicHub’s mission and vision and comply with its onboarding requirements. To have skin in the game, Auditors have to stake Ethix as collateral on behalf of their referred Originators in exchange for a fee in each loan. These Ethix will be locked in a specific pool for each Originator. Initially the percentage of collateral to be staked by Auditors has been set as 20% of the amount to be borrowed by its referred Originator. In the future, EthixDAO will adjust this parameter.